1. Acceptance of Terms

By accessing or using the Paymastr website (“Service”), you agree to be bound by these Terms of Service (“Terms”), our Privacy Policy, and all applicable laws and regulations. If you do not agree with any of these terms, please do not use our Service.

2. Description of Services

Paymastr is a fintech platform that provides seamless virtual card issuance, secure payment processing, and crypto-to-card transactions, specifically designed for online shoppers and importers. Our Service enables you to create and manage virtual payment cards, fund transactions in multiple currencies, and conduct international payments with low fees and high spending limits.

3. Eligibility and Account Registration

You must be at least 18 years old and legally capable of entering into contracts to use our Service. During registration, you agree to provide accurate, complete, and up-to-date information. You are responsible for safeguarding your account credentials and any activity that occurs under your account. Any unauthorized use must be reported immediately.

4. Use of the Service

You agree to use the Service solely for lawful purposes and in compliance with these Terms. Paymastr is designed for personal, business, and import-related financial transactions. By using our Service, you acknowledge that virtual cards issued via Paymastr are intended for online and digital transactions only, and you agree not to use them in any manner that violates applicable laws or third-party rights.

5. Fees and Payment

Paymastr offers competitive, transparent pricing with low, flat, and percentage-based fees tailored for online transactions and import payments. The fee structure is displayed on our website and may include a one-time issuance fee, a monthly maintenance fee, and transaction fees for each payment. All fees are subject to change upon prior notice, and continued use of the Service constitutes acceptance of any fee updates.

6. Prohibited Activities

You agree not to:

Use the Service for money laundering, terrorist financing, or any illegal activity.

Provide false or misleading information during registration or subsequent use.

Engage in activities that interfere with or disrupt the Service (e.g., hacking, scraping, or sending spam).

Transfer or use virtual cards for third-party transactions unless explicitly authorized by Paymastr.

7. User Responsibilities

As a user, you are responsible for complying with all relevant local, national, and international laws. You must maintain the confidentiality of your account information and immediately notify Paymastr of any security breaches or unauthorized use. Additionally, you agree to cooperate with Paymastr in any investigation relating to the misuse of the Service.

8. Disclaimers and Limitation of Liability

The Service is provided “as is” without any warranty, express or implied. Paymastr does not guarantee uninterrupted, error-free service and disclaims all liability for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Service. Your use of the Service is at your sole risk, and nothing in these Terms shall limit any liability that cannot be legally excluded.

9. Indemnification

You agree to indemnify and hold harmless Paymastr, its affiliates, directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your breach of these Terms or your use of the Service.

10. Modification of Terms

Paymastr reserves the right to modify these Terms at any time. Any changes will be posted on the website with an updated effective date. Your continued use of the Service after changes are posted signifies your acceptance of the revised Terms.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising from these Terms or the Service will be resolved through binding arbitration in accordance with the applicable arbitration rules in Nigeria.

12. Contact Information

For any questions or concerns regarding these Terms, please contact us at:

Email: [email protected]

Phone: +234-704-4260-624

By using Paymastr, you confirm that you have read, understood, and agree to be bound by these Terms of Service. Enjoy seamless and secure global payments with Paymastr!